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Földeš , R. – Džačár , Ľ.: On the
interpretation requiring a breakdown of instalments of a consumer credit.
Právny obzor, 101, 2018, č. 3,
s. 284 – 314.
Abstract. This article
aims to provide a comprehensive analysis of the statutory provision requiring
the amount, number and frequency of repayments of capital, interest and other
charges be specified in a consumer credit agreement, particularly in view of a
portion of the national judicial practice which requires that the contract must
state precisely the part of each individual instalment that is to be used to
repay capital and the part that is to be used to pay contractual interest and
charges. The provision is inspected using standard interpretative criteria
recognized by domestic law; in the final segment, the principle of
proportionality is also used to test the legal consequences laid down in the
legislation in question.
Key words: consumer
credit agreement, mandatory information to be included in consumer credit
agreement, interpretation, principle of proportionality
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ISSN 2729-9228
(online)
ISSN 0032-6984
(print)
THEORETICAL REVIEW FOR ISSUES OF STATE AND LAW.
Právny obzor is peer-reviewed journal and is indexed in SCOPUS and HeinOnline database (INDEX TO FOREIGN LEGAL PERIODICALS).
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